Introduction

Bank of Baroda (BOB), one of the oldest banking institutions in India, has 2,737 branches in the country and 21 abroad. It has four subsidiaries, BOB Housing Finance Ltd., BOB Asset Management Co. Ltd., BOBCARDS Ltd. and BOB Capital Markets Ltd. BOB's business activities include deposits, loans and advances, collection services, working capital finance, term finance, non-fund based facilities, trade finance and merchant banking.